Privacy Policy
Knowledge Before65 (“we,” “us,” or “our”) is a registered DBA (Doing Business As) of Davis Capital & Insurance, a Corporation and licensed insurance agency. This Privacy Policy explains how we collect, use, and protect the information you provide when you visit our website, submit a form, or communicate with us.
1. Information We Collect
We collect information you provide directly to us, such as your name, phone number, email address, ZIP code, and any details you share when you request a consultation or contact us. We may also automatically collect limited technical data (such as IP address and browser type) to operate and secure our website.
2. How We Use Your Information
- To respond to your inquiries and schedule consultations;
- To help you understand and compare the Medicare plans we offer;
- To send appointment confirmations, reminders, and service updates;
- To send marketing or promotional communications where you have consented;
- To comply with legal, regulatory, and insurance-licensing obligations.
3. How We Share Your Information
We do not sell your personal information. We may share information with the insurance carriers whose plans we offer, and with service providers who support our operations (such as CRM, calendar, messaging, and compliance providers), strictly to deliver our services to you.
4. Text / SMS Messaging Policy (A2P / TCPA / CTIA)
4.1 Program Description. If you opt in, you may receive text messages from Knowledge Before65, including transactional messages (appointment confirmations, reminders, service updates) and promotional messages (marketing offers, announcements, educational content), only with your explicit consent.
4.2 Consent. By providing your mobile number and opting in, you provide express written consent to receive text messages. Consent is not a condition of purchase and is collected through a clear, unchecked opt-in mechanism.
4.3 Message Frequency. Message frequency varies depending on your interaction with our services.
4.4 Fees. Message and data rates may apply.
4.5 Opt-Out. You may opt out at any time by replying STOP.
4.6 Help. Reply HELP for help, or contact us at [email protected] / +1 954-547-2998.
5. Your Choices
You may opt out of marketing communications at any time by replying STOP to a text, unsubscribing from an email, or contacting us directly. You may request access to, correction of, or deletion of your personal information subject to applicable law.
6. Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
7. Cookies & Tracking Technologies
Our website uses cookies and similar tracking technologies (such as pixels, tags, and web beacons) to operate the site, remember your preferences, analyze traffic, and measure the performance of our marketing. These technologies may collect information such as your IP address, browser type, device identifiers, pages visited, and referring URLs.
We may use first-party and third-party analytics and advertising tools (for example, website analytics and advertising platforms) to understand how visitors use our site. You can control or disable cookies through your browser settings; however, some parts of the website may not function properly if cookies are disabled. Where required by law, we will request your consent before placing non-essential cookies. Cookie and tracking data is used only to operate and improve our Services and is not used to identify you for purposes unrelated to those Services.
8. Medicare Disclosure
Knowledge Before65 (a DBA of Davis Capital & Insurance) is a licensed insurance agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. Not connected or affiliated with any United States Government or State agency. This is a solicitation for insurance. A licensed insurance agent may contact you.
9. Contact Us
Davis Capital & Insurance, doing business as Knowledge Before65
1451 W Cypress Creek Rd Ste 300, Fort Lauderdale, FL 33309
Phone: +1 954-547-2998
Email: [email protected]